Hallo Ghostfolio 👋
+Hallo Ghostfolio 👋
Hello Ghostfolio 👋
+Hello Ghostfolio 👋
+
👻 Ghostfolio –
First months in Open Source
diff --git a/apps/client/src/app/pages/blog/2022/07/how-do-i-get-my-finances-in-order/how-do-i-get-my-finances-in-order-page-routing.module.ts b/apps/client/src/app/pages/blog/2022/07/how-do-i-get-my-finances-in-order/how-do-i-get-my-finances-in-order-page-routing.module.ts
new file mode 100644
index 000000000..19be1e495
--- /dev/null
+++ b/apps/client/src/app/pages/blog/2022/07/how-do-i-get-my-finances-in-order/how-do-i-get-my-finances-in-order-page-routing.module.ts
@@ -0,0 +1,19 @@
+import { NgModule } from '@angular/core';
+import { RouterModule, Routes } from '@angular/router';
+import { AuthGuard } from '@ghostfolio/client/core/auth.guard';
+
+import { HowDoIGetMyFinancesInOrderPageComponent } from './how-do-i-get-my-finances-in-order-page.component';
+
+const routes: Routes = [
+ {
+ path: '',
+ component: HowDoIGetMyFinancesInOrderPageComponent,
+ canActivate: [AuthGuard]
+ }
+];
+
+@NgModule({
+ imports: [RouterModule.forChild(routes)],
+ exports: [RouterModule]
+})
+export class HowDoIGetMyFinancesInOrderRoutingModule {}
diff --git a/apps/client/src/app/pages/blog/2022/07/how-do-i-get-my-finances-in-order/how-do-i-get-my-finances-in-order-page.component.ts b/apps/client/src/app/pages/blog/2022/07/how-do-i-get-my-finances-in-order/how-do-i-get-my-finances-in-order-page.component.ts
new file mode 100644
index 000000000..12bd168e6
--- /dev/null
+++ b/apps/client/src/app/pages/blog/2022/07/how-do-i-get-my-finances-in-order/how-do-i-get-my-finances-in-order-page.component.ts
@@ -0,0 +1,9 @@
+import { Component } from '@angular/core';
+
+@Component({
+ host: { class: 'page' },
+ selector: 'gf-how-do-i-get-my-finances-in-order-page',
+ styleUrls: ['./how-do-i-get-my-finances-in-order-page.scss'],
+ templateUrl: './how-do-i-get-my-finances-in-order-page.html'
+})
+export class HowDoIGetMyFinancesInOrderPageComponent {}
diff --git a/apps/client/src/app/pages/blog/2022/07/how-do-i-get-my-finances-in-order/how-do-i-get-my-finances-in-order-page.html b/apps/client/src/app/pages/blog/2022/07/how-do-i-get-my-finances-in-order/how-do-i-get-my-finances-in-order-page.html
new file mode 100644
index 000000000..5a38fe182
--- /dev/null
+++ b/apps/client/src/app/pages/blog/2022/07/how-do-i-get-my-finances-in-order/how-do-i-get-my-finances-in-order-page.html
@@ -0,0 +1,206 @@
+
+
+
+
+
+ How do I get my finances in order?
+ 14.07.2022
+
+
+
+ Before you can think of
+ long-term investing, you need
+ to have your finances in order. Take a look at Peter's journey to
+ see how you can achieve it, too.
+
+
+ Peter enjoys life, but sometimes he overspends a bit. He realizes it
+ when money runs out already in the middle of the month. Then the
+ next few days become difficult and saving money is out of the
+ question. That is why he wants to plan his monthly budget in the
+ future.
+
+
+ Peter has a decent salary in his job. But as soon as the salary
+ arrives in his account, it melts away. In order to find out where
+ his money is disappearing, he has decided to plan his monthly
+ budget. He wants to be able to put money aside for major expenses
+ and set financial goals.
+
+
+
+ Keeping a traditional or digital budget book
+
+ First, Peter obtains an overview of his personal finances. To do so,
+ he starts keeping a budget book. This can be done on paper by
+ listing his income and expenses for a few months, or he can create a
+ simple spreadsheet in Excel. In addition, many credit card providers
+ offer the feature within their apps of having expenses automatically
+ analyzed according to different categories. According to the
+ Swiss Federal Statistical Office, households in Switzerland spend around 20 percent of their
+ disposable income on housing and around 10 percent on groceries.
+
+
+ With the smartphone app, Peter has a better overview of his
+ financial affairs. The application assigns the bookings to
+ individual categories. Peter can assign specific budgets to each of
+ them. This way, he is always informed about how much money he can
+ still spend on restaurant visits in the current month, for example.
+ A traditional method is the so-called
+ envelope method. One envelope is labeled for each category like groceries, rent or
+ student loans. The monthly budget is put into the envelopes in cash.
+ Many apps offer the same budgeting system in a more convenient,
+ virtual way.
+
+
+
+ Planning and investing
+
+ If Peter has spent less money than planned on eating out at
+ restaurants, he can set aside the remaining amount. This way, he can
+ treat himself to something special every now and then. From now on,
+ he saves a fixed amount of money in a separate account ("pay
+ yourself first") by standing order at the beginning of the month. As
+ soon as there are three net monthly salaries in the account, he
+ invests the monthly savings amount in a passively managed global
+ equity fund. This grows his assets over the years and allows him to
+ supplement his pension later.
+
+
+
+ How to achieve your financial goals?
+
+ If you follow these five actionable tips, you can reach your
+ financial goals easier and faster. Start with one tip and when you
+ implement it well, you can try the next one to ultimately have more
+ money at the end of the month.
+
+ 1. Visualize your goals
+
+ Start visualizing your goals. For example, hang up pictures of the
+ travel destination you are saving for. Imagine that you have already
+ achieved the goal to slowly adapt your mindset.
+
+ 2. Write off personal items
+
+ Do as a business does and write off purchases annually. For a new
+ car, you could set aside one-sixth of the purchase price each year.
+
+ 3. Save at the beginning of the month
+
+ Have a savings amount deducted from your account at the beginning of
+ the month. Then you will pay yourself first and spend less money.
+
+ 4. Follow the 50-30-20 rule
+
+ You need 50 percent of your disposable income for fixed costs. 30
+ percent can be spent on personal needs such as hobbies, travel or
+ consumer electronics. 20 percent is left for savings or to pay off
+ potential debts.
+
+ 5. Track your progress
+
+ If you have any money to spare, invest it in a broadly diversified,
+ low-cost portfolio excluding the risks of individual stocks. Track
+ the progress of your portfolio and net worth with
+ Ghostfolio, a web-based personal
+ finance management software.
+
+
+
+
+ -
+ App
+
+ -
+ Assets
+
+ -
+ Budget
+
+ -
+ Cash
+
+ -
+ Debt
+
+ -
+ Equity
+
+ -
+ ETF
+
+ -
+ Expense
+
+ -
+ Finance
+
+ -
+ Fintech
+
+ -
+ Fund
+
+ -
+ Ghostfolio
+
+ -
+ Goal
+
+ -
+ Income
+
+ -
+ Investment
+
+ -
+ Money
+
+ -
+ Net Worth
+
+ -
+ Pension
+
+ -
+ Personal Finance
+
+ -
+ Planning
+
+ -
+ Portfolio
+
+ -
+ Salary
+
+ -
+ Saving
+
+ -
+ Software
+
+ -
+ Spreadsheet
+
+ -
+ Stock
+
+ -
+ Strategy
+
+ -
+ Wealth Management
+
+
+
+
+
+
+
diff --git a/apps/client/src/app/pages/blog/2022/07/how-do-i-get-my-finances-in-order/how-do-i-get-my-finances-in-order-page.module.ts b/apps/client/src/app/pages/blog/2022/07/how-do-i-get-my-finances-in-order/how-do-i-get-my-finances-in-order-page.module.ts
new file mode 100644
index 000000000..9e0b9a4b9
--- /dev/null
+++ b/apps/client/src/app/pages/blog/2022/07/how-do-i-get-my-finances-in-order/how-do-i-get-my-finances-in-order-page.module.ts
@@ -0,0 +1,17 @@
+import { CommonModule } from '@angular/common';
+import { CUSTOM_ELEMENTS_SCHEMA, NgModule } from '@angular/core';
+import { RouterModule } from '@angular/router';
+
+import { HowDoIGetMyFinancesInOrderRoutingModule } from './how-do-i-get-my-finances-in-order-page-routing.module';
+import { HowDoIGetMyFinancesInOrderPageComponent } from './how-do-i-get-my-finances-in-order-page.component';
+
+@NgModule({
+ declarations: [HowDoIGetMyFinancesInOrderPageComponent],
+ imports: [
+ CommonModule,
+ HowDoIGetMyFinancesInOrderRoutingModule,
+ RouterModule
+ ],
+ schemas: [CUSTOM_ELEMENTS_SCHEMA]
+})
+export class HowDoIGetMyFinancesInOrderPageModule {}
diff --git a/apps/client/src/app/pages/blog/2022/07/how-do-i-get-my-finances-in-order/how-do-i-get-my-finances-in-order-page.scss b/apps/client/src/app/pages/blog/2022/07/how-do-i-get-my-finances-in-order/how-do-i-get-my-finances-in-order-page.scss
new file mode 100644
index 000000000..5d4e87f30
--- /dev/null
+++ b/apps/client/src/app/pages/blog/2022/07/how-do-i-get-my-finances-in-order/how-do-i-get-my-finances-in-order-page.scss
@@ -0,0 +1,3 @@
+:host {
+ display: block;
+}
diff --git a/apps/client/src/app/pages/blog/blog-page.html b/apps/client/src/app/pages/blog/blog-page.html
index 0885249fb..17153fd52 100644
--- a/apps/client/src/app/pages/blog/blog-page.html
+++ b/apps/client/src/app/pages/blog/blog-page.html
@@ -2,10 +2,36 @@
Blog
-
+
-
+
+
+
+
+
+
-
+
+
+
+
+
+
+
+
+
+
+
How do I get my finances in order?
++ Before you can think of + long-term investing, you need + to have your finances in order. Take a look at Peter's journey to + see how you can achieve it, too. +
++ Peter enjoys life, but sometimes he overspends a bit. He realizes it + when money runs out already in the middle of the month. Then the + next few days become difficult and saving money is out of the + question. That is why he wants to plan his monthly budget in the + future. +
++ Peter has a decent salary in his job. But as soon as the salary + arrives in his account, it melts away. In order to find out where + his money is disappearing, he has decided to plan his monthly + budget. He wants to be able to put money aside for major expenses + and set financial goals. +
+Keeping a traditional or digital budget book
++ First, Peter obtains an overview of his personal finances. To do so, + he starts keeping a budget book. This can be done on paper by + listing his income and expenses for a few months, or he can create a + simple spreadsheet in Excel. In addition, many credit card providers + offer the feature within their apps of having expenses automatically + analyzed according to different categories. According to the + Swiss Federal Statistical Office, households in Switzerland spend around 20 percent of their + disposable income on housing and around 10 percent on groceries. +
++ With the smartphone app, Peter has a better overview of his + financial affairs. The application assigns the bookings to + individual categories. Peter can assign specific budgets to each of + them. This way, he is always informed about how much money he can + still spend on restaurant visits in the current month, for example. + A traditional method is the so-called + envelope method. One envelope is labeled for each category like groceries, rent or + student loans. The monthly budget is put into the envelopes in cash. + Many apps offer the same budgeting system in a more convenient, + virtual way. +
+Planning and investing
++ If Peter has spent less money than planned on eating out at + restaurants, he can set aside the remaining amount. This way, he can + treat himself to something special every now and then. From now on, + he saves a fixed amount of money in a separate account ("pay + yourself first") by standing order at the beginning of the month. As + soon as there are three net monthly salaries in the account, he + invests the monthly savings amount in a passively managed global + equity fund. This grows his assets over the years and allows him to + supplement his pension later. +
+How to achieve your financial goals?
++ If you follow these five actionable tips, you can reach your + financial goals easier and faster. Start with one tip and when you + implement it well, you can try the next one to ultimately have more + money at the end of the month. +
+1. Visualize your goals
++ Start visualizing your goals. For example, hang up pictures of the + travel destination you are saving for. Imagine that you have already + achieved the goal to slowly adapt your mindset. +
+2. Write off personal items
++ Do as a business does and write off purchases annually. For a new + car, you could set aside one-sixth of the purchase price each year. +
+3. Save at the beginning of the month
++ Have a savings amount deducted from your account at the beginning of + the month. Then you will pay yourself first and spend less money. +
+4. Follow the 50-30-20 rule
++ You need 50 percent of your disposable income for fixed costs. 30 + percent can be spent on personal needs such as hobbies, travel or + consumer electronics. 20 percent is left for savings or to pay off + potential debts. +
+5. Track your progress
++ If you have any money to spare, invest it in a broadly diversified, + low-cost portfolio excluding the risks of individual stocks. Track + the progress of your portfolio and net worth with + Ghostfolio, a web-based personal + finance management software. +
+-
+
- + App + +
- + Assets + +
- + Budget + +
- + Cash + +
- + Debt + +
- + Equity + +
- + ETF + +
- + Expense + +
- + Finance + +
- + Fintech + +
- + Fund + +
- + Ghostfolio + +
- + Goal + +
- + Income + +
- + Investment + +
- + Money + +
- + Net Worth + +
- + Pension + +
- + Personal Finance + +
- + Planning + +
- + Portfolio + +
- + Salary + +
- + Saving + +
- + Software + +
- + Spreadsheet + +
- + Stock + +
- + Strategy + +
- + Wealth Management + +